Got a court letter or a letter from a bailiff (komornik) in Poland? What it means

Unlike a debt collection company's letter, a letter from a court (sąd) or a bailiff (komornik) is part of an actual legal process — it's worth reading carefully and responding on time, because these do carry real legal consequences.

From a court

  • A summons (wezwanie/zawiadomienie) — you're required to appear, or a case involving you has been registered. It states the court, case number and a date.
  • An order for payment (nakaz zapłaty) — issued in a simplified procedure, often for an unpaid debt. This becomes final and enforceable if you don't object within the deadline stated in the letter — so this is one of the most time-sensitive letters you can receive, and worth acting on immediately even if you're still verifying whether the underlying debt is correct.

From a bailiff (komornik)

A bailiff only becomes involved after a court has already issued an enforceable judgment or order — so a genuine letter from a komornik means a legal case against you has already concluded, not that one is starting. It typically informs you that enforcement (from a bank account, wages, or property) has begun or is about to begin.

  • Check the case and court reference given in the bailiff's letter — you can ask the issuing court for the case file if you weren't aware of the earlier judgment (for example, if a summons was sent to an old address).
  • If you believe you were never properly notified of the original case, you may be able to challenge the judgment even at this stage — this is time-sensitive, so get advice quickly rather than researching alone.

What to do either way

  1. Don't ignore the deadline printed in the letter — with court and bailiff correspondence, missing it can make the matter final.
  2. If you don't fully understand what's being asked of you, that's exactly the kind of letter worth getting properly explained rather than guessing.
  3. Contact a solicitor or a free legal aid point (punkt nieodpłatnej pomocy prawnej, available in every Polish city regardless of nationality) as early as possible.

If what you received is a demand from a debt collection company rather than a court or bailiff, that's a different, less immediately binding situation — see what a debt collection (windykacja) letter means and what to check first. If your dispute is with a landlord over a deposit, see what to do if your landlord won't return your deposit.

This is general information, not legal advice

Court and bailiff procedure depends heavily on the specific case, deadlines stated, and how you were notified. If you've received one of these letters, treat the deadline as real and get proper advice quickly.

Last checked: 14 September 2026

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Official source
Ministerstwo Sprawiedliwości (Ministry of Justice)

https://www.gov.pl/web/sprawiedliwosc

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